The adventures of Mommy woman

If you follow the presidential race you've probably heard about "Joe the Plumber".  His question, Obama's answer and debates I've seen here on JU and in other places have lead me to the conclusion that the class warfare that is going on today leaves people with the sentiment that if you are just starting out on the American Dream then we're behind you but once you've achieved it you become a greedy bastard (unless you are in entertainment).  Work hard, save your money and you will succeed, right?  Don't succeed too much though....huh?  Is there now a ceiling to the American Dream?

The belief that our government needs to decide for us how much of our money we "need" angers and upsets me.  "Joe the Plumber" is a good example.  He pointed out to Obama that he'd get taxed more if he grew his company after working his ass off for 15yrs.  Obama pointed to the past with a bunch of shoulda coulda woulda and ended up with a Lisa Simpsonesque (refund adjustment) type answer that tried to soften the fact that yes, he will tax him and give the money to who he thinks needs it more.  Why the hell shouldn't Joe reap the benefits of all his years of work and sacrifice?

Are there any safegaurds that will prevent my hard earned money from going to people who have never worked a day in their life?  If there are, I haven't heard about them.  I hear all of these things about how we have to spread the wealth around.  Why can't I decide who should benefit from my money?

My husband and I have always been responsible people.  We started savings accounts as kids, started IRAs when we were in college and instead of living it up when our business first got going, we went without in order to reinvest in the business.  Meanwhile, friends of ours were taking the higher paying jobs and driving nice new cars.  They didn't take any risks or delay gratification in any way.  The business grew, we were able to create a lot of jobs and now we are ready to reap the benefits.

Some of those friends who took the easy route aren't doing that well now.  Should our money be given to them?  Should we reward those who don't take risks and do the minimum and in turn punish those who take the risks, delay gratification and work their asses off in order to reach high goals they set?  Do you really think that will benefit our society?

How has the American Dream gone from being given opportunity to being given handouts?  Where's the personal responsibility?  I'm glad my grandpa isn't alive to see the state of things today.  He was from a generation that stood tall no matter how poor they were.  He took responsibility for his mistakes and pride in his accomplishments.  Now there is no responsibility, only excuses and blame.

Another blogger on one of my husband's articles eluded to the fact that maybe we shouldn't build our dream house right now because we currently have a very comfortable home and many others are facing such hard times.  Why shouldn't we be able to build our dream house?  We've worked, saved, budgeted, and we've helped out others in our lives all along the way.  We've lived way beneath our means for a very long time.  Life is short.  Why shouldn't we be able to enjoy what we've built together and share it with our loved ones?

 


Comments (Page 3)
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on Oct 16, 2008

I would also suggest that you and your husband made choices that put you in the position you were in when you were living in poverty at age 29.

Yes, part of the reason was giving up a regular income to try and start our own business.  It takes a while to make a profit so we hung on until the money came in living on what we had saved ahead for the most part. It's a risk we took and it paid off but not before alot of sacrifice like living in a basement and going without a kitchen stove.  There would be no way we could have done this business venture if we lived in a house with a big mortgage to make every month.  It took a couple of years before the business was going well enough not to pinch every penny.  That and having three kids in quick succession took alot out of us. 

BTW.....the basement was cheery and finished in knotty pine so don't think it was like a dungeon or anything. It wasn't fancy but it was warm, clean and comfortable.   I had big braided rugs on the freshly painted cellar floor.  We had a pretty picture window as it was a walk-out basement and the kids were little so they didn't care.  I have good memories of those times but I won't lie.  I was envious going to my newly married friend's brand new homes with new wall to wall carpet and painted walls.  They had dream homes and I was living in the basement.   

but I don't think I understand what point you're trying to make in comparing and contrasting me at age 29 and you at age 29

only mentioned it because I was thinking you were thinking we were unsymathetic towards the struggling families out there including your own.  You said you were just under 30 and told me where you are now so I'm just telling ya where I was at 29.  Where I am now and where I was then are two different worlds.    I'm sure you'll look back and see the road you came down and hopefully reap those rewards  as well.  You're well on your way and sounds like ahead of where we were at the same age.   

 

 

on Oct 16, 2008

Just point me in the right direction.

You meant left, correct?

on Oct 17, 2008

I do have trouble with the characterization, as black and white, the notion that taxes are taking from the rich and giving to the undeserving poor.  It is a conservative Republican government that has led to record breaking deficits.  A war that costs us billions and will tax our future for decades, a willingness to spend, spend, spend, and yet try every which way to not pay the piper.

But the war was something the majority voted to participate in. If everybody's money is being used to pay for it, that's fine.

It's different from voting to take money from one group and giving it to another.

I have trouble too with the notion that taxes are taking from the rich and giving to the undeserving poor. But to me that means I will oppose such use of tax money.

 

on Oct 17, 2008

you know what my husband says about this attitude?  Go make your own oil.  Go start your own oil business.  Or figure a way around using their oil.

Very good. If there was some sort of system in place that guaranteed that everybody has access to oilfields (or land where such can be found) that would work.

But as long as we have private property titles, government enforces a monopoly of oil production.

Oil isn't "made", it's a natural resource. Its value is much higher than the vost of producing it from the ground, like a house in the middle of Manhattan is worth more than just the house.

 

on Oct 17, 2008

Why big oil? They run what? A 10% profit?  Where's your outrage at companies earning billions in profits AND at huge margins? What about movie studios that regularly run 30% or more in profits and generate billions? Why not them? They aren't even producing something we technically need.

That's a very good point! Plus those companies are perhaps the most intrusive government-power-abusing companies there are. I don't see oil companies demanding that I don't use the oil I bought in certain ways or that law must prevent me from having other people use the heat in my house.

Plus the Hollywood people really show off their wealth. And they are the least patriotic.

Of course, whenever an oil robber baron is patriotic he is being accused of serving his own ends, trying to steal oil from other countries or something like that.

But when the movie and music industries force American copyright law on the entire world, Democrats are quiet.

 

on Oct 17, 2008

Second, as someone who is somewhat urban himself, I recognize the need for people to pull together and work together to solve complex social problems.

Actually, I see many liberals on the streets handing out flyers. They are obviously working to solve complex social problems.

In one case the complex social problem turned out to be the existence of Jews in the middle east.

It was good to learn what the problem is and how I could help solving it.

As for actually _doing_ something to solve the complex social problem; I am glad they didn't.

 

on Oct 17, 2008

Very good. If there was some sort of system in place that guaranteed that everybody has access to oilfields (or land where such can be found) that would work. But as long as we have private property titles, government enforces a monopoly of oil production. Oil isn't "made", it's a natural resource. Its value is much higher than the vost of producing it from the ground, like a house in the middle of Manhattan is worth more than just the house.

I don't know leauki, I am not sure she was necessarily referring to oil itself but as an example, such as get your own "place product name here", start your own "place product name here" business or find a way around the ones that exist. But i could be wrong though.

That's a very good point! Plus those companies are perhaps the most intrusive government-power-abusing companies there are. I don't see oil companies demanding that I don't use the oil I bought in certain ways or that law must prevent me from having other people use the heat in my house.

So where was the outrage when some actors were making $20 million per movie, at times 2 or 3 movies in 1 year? And considering they have so many TV shows where we get to see how they live and these TV shows are hits, not because people hate them. Ever wonder how come some actors make more money for showing their faces on the big screen than the stunt man/woman that risk their lives for them in dangerous scenes? I guess these people are not that important either.

on Oct 17, 2008

I think this Joe the plumber thing has really resonated. The Democrats have spent enough money to get Idi Amin elected if he were their nominee, but this boneheaded comment by Obama may just be enough to lose him the election.

on Oct 17, 2008

I believe it's a sad sad day in this country when a person has to apologize for being rich or successful.  And an even worse day when they are PENALIZED for it.

on Oct 17, 2008

believe it's a sad sad day in this country when a person has to apologize for being rich or successful. And an even worse day when they are PENALIZED for it.

Amen! 

I think this Joe the plumber thing has really resonated.

you know when they started bringing Joe the Plummer up during the debate especially when the "share the wealth" thing came up I wondered if maybe Joe the Plummer might make a difference in the outcome of the election?  He sure didn't help Obama at all. 

I don't know leauki, I am not sure she was necessarily referring to oil itself but as an example, such as get your own "place product name here", start your own "place product name here" business or find a way around the ones that exist. But i could be wrong though.

no Charles you got it right.  Years ago before cars we had no such dependence on gas or oil.  We heated our homes with wood and we took the horses to town.  There are still some out there that do their best to be as self-reliant as they can still today.   All I'm saying is if you have a problem with any entitity making a profit, do your best not to give them your money. 

 

on Oct 17, 2008

you know when they started bringing Joe the Plummer up during the debate especially when the "share the wealth" thing came up I wondered if maybe Joe the Plummer might make a difference in the outcome of the election? He sure didn't help Obama at all.

Just look at how opposed to income redistribution plans Americans are:

http://www.gallup.com/poll/108445/Americans-Oppose-Income-Redistribution-Fix-Economy.aspx

So Obama's 'spread the wealth' might be damaging.

on Oct 17, 2008

 The Democrats have spent enough money to get Idi Amin elected if he were their nominee

It's about time that a black man becomes president!

 

on Oct 17, 2008

all i can say after reading this discussion is

has it come to this?

JOA

on Oct 17, 2008

has it come to this?
Has it come to what?

on Oct 18, 2008

Society can't function effectively without a government - we need a government, and we therefore need taxes. The government also, to maximise benefit to us, needs to provide certain services that the private markets can't do effectively - street lighting to help cut crime; services like the police+fire departments. Defence spending in case a neighbouring country wants to invade. They also need to raise taxes so they can regulate some markets which might not be functioning optimally, and to try and correct things, while imposing taxes on areas to make them more efficient - like say using a substance to power your cars that has the minor side effect of destroying the planet (so you tax them to make the final cost reflective of the cost to society as well as the normal costs factored in).

Then finally, we come to the redistribution side of things. This is much more about morals+ethics; is it ethical for the government to turn their backs on someone who has worked all their life, saving what they can, then has an accident, is unable to work anymore, and can't afford to survive on their own? If no, what if the same person had that accident when they'd only been working for a few years (and so hadn't paid much if any in taxes), should the government turn it's back on them? If you want government to be there to stop people dying, or trying to survive below the poverty line, then you need at least some form of income redistribution.

Ok, lets say we can get a general (but not unanimous, of course!) agreement on that point (it's worth noting however that at least some redistribution effect is needed in the tax system to achieve just this). Then we can move away from absolute poverty and look at relative poverty, and increase the prominence of concepts such as taxing people fairly that started to surface with the absolute poverty issue before. The rich can afford to pay more than the poor - they have lots more money to spend on luxuries, so it's only fair to tax them more. Of course the rich will then counter that they've had to work for that money, so it's only fair they get to keep it, and not give it to someone else who isn't as hard working or clever or fortunitate as them. They'll also likely throw in the point that if they start having their money taken away, then they may not work as hard, and so there won't be quite as much money rolling around. So, should we increase taxes on the rich, or keep them the same as on the poor (after dealing with the absolute poverty adjustments which will likely mean they won't be quite the same)? Well it's at this point that things become far more subjective - liberals/democrats will tend to favour more redistribution than conservatives/republicans, and so it is then down to society to decide where they'd put themselves, and therefore which party they feel best meets their aims. It's a democracy, so the party in keeping with the majority then typically is the one in power.

Basically what I'm saying is that redistribution of wealth is necessary, given the alternative. It's how much redistribution that is
variable. So regardless of whether you vote republican or democrat, you're still going to be penalised for success via the tax system, you just likely won't be penalised so much under the republicans than the democrats (hopefully! After all politicians are a hard bunch to trust). Equally, you'll likely have a harsher time for failure under the republicans than the democrats. At least you know roughly where you stand with the two parties though in terms of their approach to this issue.

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